Credit Counseling

Get The Help You Need, When you need it.

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Learning about Credit Counseling

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What is Credit Counseling?

Credit Counseling is a form of additional support created for clients struggling with debt management and/or credit card debt. 

The Debt Crushers offers this service, through credit education, either before, after, or during the credit repair process.

While most Credit Repair companies only offer Credit Repair services, The Debt Crushers provides full-scale financial solutions – aiming to provide personalized support to all of our clients. 

Being in debt can be overwhelming,

The Debt Crushers are on your side.

Click the button below to learn more about our credit counseling process.

The Debt Crushers

Our Process

As stated above, Credit Counseling is a service offered to all of our clients, regardless of their current credit standing. 

Although we recommend starting Credit Counseling once you’ve enrolled in our Credit Repair program, Credit Counseling can be performed before, during, or even after our Credit Repair services have been completed. 

Once you’ve enrolled, you’ll be paired with your own credit advisor. These coaches will help you navigate through creating a budget, developing an action plan to improve your financial situation, and seeking our relevant tools and resources to keep you informed and your credit healthy.

Want to see where you stand? Click the button below to receive a FREE Credit Analysis.

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A More Aggressive Approach

Debt Management plans (DMP)

When Credit Counseling isn’t enough, there are other options to help you get a handle on your debt. 

Depending on your credit standing, Debt Management could be the right move to help improve your financial situation. 

A Debt Management Plan or DMP, is when your credit advisor will help pave the way for you to eliminate your debt faster by working with creditors to help reduce your interest rates and set up a payment schedule. 

Although this approach is not necessary for all clients enrolled in Credit Repair or Credit Counseling, it can be a great option for those with less than favorable credit standings.

Want to learn more about Debt Management? Click the button below to get in touch with us. We’d be happy to assist you. 

What You Get from The Debt Crushers

The Debt Crushers is not just a Credit Repair company, we are a one-stop-shop for customers seeking financial solutions.

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Frequently Asked Questions

Credit Counseling is an additional service, which uses personalized coaching techniques to help clients better get control of their debt. 

Any The Debt Crushers’ clients can enroll in Credit Counseling. This service is here to aid in providing continued support to our clients. 

When you first enroll, you’ll be paired with your own personal credit advisor. These individuals specialize in creating personalized budgets and payment plans. Your advisor will be your point-of-contact for all matters regarding your credit health and journey. 

Once you’ve developed a budget with your advisor, they will help you create an action plan to keep your credit improvement on track. They will also provide tools and resources to help continue your credit education. 

No. These services are completely different from one another, but are often misinterpreted. 

Debt Settlement companies work to lower the total amount owed to creditors by negotiating settlements, whereas Credit Counseling companies provide education and assist in lowing interest rates while developing payment plans to pay off the full amount of debt owed.

The Debt Crushers does not provide Debt Settlement services at this time. 

A Debt Management Plan or DMP is a more aggressive approach to Credit Counseling. 

If necessary, your credit advisor will suggest Debt Management to clients who may benefit from it. 

In Debt Management, you credit advisor will work with creditors to help reduce your interest rates will also setting up a payment plan to help pay your debt off more quickly. 

Debt Management Plans are not required for all customers, but may be beneficial to those overwhelmed by debt. 

We Solve Real Problems

what Else can we do for you?

Student Loan Forgiveness

Check your eligibility for student loan cancellation, discharge, or forgiveness.

Debt Consolidation

Make your payments more manageable by putting your debts all in one place.

Credit Repair

Applying industry specific strategies to improve your credit score.

Are You Overwhelmed by Credit Card Debt?

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